:root{--bg:#f6f8fb;--card:#fff;--ink:#14213d;--muted:#5b6678;--accent:#10b981;--navy:#0b1f3a;--line:#e3e8ef}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--ink);line-height:1.55}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:12px 16px}
.logo{font-weight:800;font-size:1.4rem;text-decoration:none}
.logo span{color:var(--accent)}
nav{display:flex;gap:16px;flex-wrap:wrap;align-items:center}
nav a{text-decoration:none;font-size:.95rem;opacity:.9}
nav a:hover{opacity:1;color:var(--accent)}
.lang{border:1px solid var(--accent);padding:2px 10px;border-radius:999px}
.hero{background:linear-gradient(135deg,var(--navy),#16396b);color:#fff;padding:48px 0}
.hero h1{margin:0 0 8px;font-size:clamp(1.6rem,4vw,2.4rem)}
.hero p{margin:0;max-width:620px;opacity:.9}
section{padding:36px 0}
h2{margin:0 0 16px;font-size:1.5rem}
.grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px}
.market .name{color:var(--muted);font-size:.85rem}
.market .val{font-size:1.4rem;font-weight:700}
.up{color:#059669}.down{color:#dc2626}
.news-list{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.news-list li{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;display:flex;gap:14px;align-items:center}
.news-list .thumb{flex:0 0 auto;display:block;width:112px;height:76px;border-radius:8px;overflow:hidden;background:var(--line)}
.news-list .thumb img{width:100%;height:100%;object-fit:cover;display:block}
.news-list .body{min-width:0}
@media(max-width:520px){.news-list .thumb{width:84px;height:60px}}
.news-list a{font-weight:600;text-decoration:none}
.news-list a:hover{color:var(--accent)}
.meta{color:var(--muted);font-size:.8rem;margin-top:4px}
.guide h3{margin:0 0 6px}
.guide p{margin:0;color:var(--muted)}
.calc{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));align-items:end}
label{display:block;font-size:.85rem;color:var(--muted)}
input{width:100%;padding:10px;border:1px solid var(--line);border-radius:8px;font-size:1rem}
button{background:var(--accent);color:#fff;border:0;border-radius:8px;padding:11px 16px;font-size:1rem;font-weight:600;cursor:pointer}
.result{margin-top:14px;font-size:1.05rem}
.result b{color:var(--accent)}
.ad{min-height:90px;border:1px dashed var(--line);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:.8rem;margin:20px 0}
footer{background:var(--navy);color:#cbd5e1;padding:24px 0;font-size:.85rem}
.note{color:var(--muted);font-size:.8rem}
.fl{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:10px}
.fl a{color:#fff;opacity:.85}.fl a:hover{opacity:1;color:var(--accent)}
.page{max-width:760px;padding-top:36px;padding-bottom:48px}
.page h1{margin:0 0 6px;font-size:clamp(1.6rem,4vw,2.1rem)}
.page h2{font-size:1.15rem;margin:28px 0 8px}
.page p,.page li{color:#2b3a55}
.page ul{padding-left:20px}
.page a{color:#047857}
.page .big{font-size:1.2rem}
a.card{display:block;text-decoration:none;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--accent);transform:translateY(-2px)}
.guide .more{display:inline-block;margin-top:10px;color:#047857;font-weight:600;font-size:.9rem}
.page .lead{font-size:1.12rem;color:var(--ink)}
.page ol{padding-left:22px}
.page .formula{background:#ecfdf5;border-left:4px solid var(--accent);padding:10px 14px;border-radius:6px}
.page .sum{margin-top:28px;border-left:4px solid var(--accent)}
.page .sum p{margin:6px 0 0}
.page .crumb{margin:0 0 14px;font-size:.9rem}
.page .grid{margin-top:8px}
.page a.card h3{margin:0;font-size:1rem;color:var(--ink)}